Finanças Templatev1.0.0

An individual uses natural language commands like 'gastei 50 no iFood' to log daily expenses. The skill interprets the transaction, categorizes it, and updates the monthly and annual summaries automatically.

A user uploads a credit card statement PDF. The skill extracts transactions, assigns them to the correct purchase month, checks for duplicates, and integrates them into the existing records.

A user asks for a summary of the current month's finances. The skill aggregates data from receipts, fixed expenses, installments, and variable costs, presenting a clear overview of income vs. expenses.

A user provides a bank statement CSV. The skill identifies PIX transactions, bills, and debits, categorizes them according to predefined categories, and adds them to the monthly file.

At the end of the year, the skill automatically compiles all monthly data into a consolidated annual report, allowing the user to review total spending across categories and compare with goals.

Offer basic expense tracking and one monthly report for free. Premium subscription unlocks unlimited categories, CSV/PDF import, and annual consolidated reports.

Integrate recommendations for credit cards, bank accounts, or insurance products based on user spending patterns. Earn commission on sign-ups or purchases.

Aggregate anonymized user data to provide market insights on spending habits. Sell reports to financial institutions, retailers, or economic researchers.