Best OpenClaw Skills for Finance & Accounting: Xero, QuickBooks, Invoice Generation, and More
Finance and accounting are where AI agents have clear, measurable ROI: generating invoices in seconds, reconciling payroll reports, tracking expenses against budgets. OpenClaw has skills covering cloud accounting platforms, invoicing, payroll, tax, and billing systems.
Note: Install and download figures in text descriptions reflect stats at the time of writing and may be outdated. All skill tables are live — they fetch current data from the ClawHub database on every page load. Treat table values as authoritative.
Data Snapshot
| Metric | Value |
|---|---|
| Skills covered | 15 |
| Workflow stages | 5 |
| Top by installs | invoice-generator ( installs) |
| Top by downloads | xero ( downloads) |
| With install records | 12 |
| Zero installs | 3 |
The standout: invoice-generator leads by installs (26) while xero leads by downloads (17,794). Invoice generation requires no external accounts — just run the tool — while Xero and QuickBooks need OAuth setup with accounting platform credentials. The gap explains a ~10x conversion difference.
一、Cloud Accounting Platforms
Xero and QuickBooks are the two dominant cloud accounting platforms, with Xero leading significantly on downloads.
xero (17,794 downloads, 13 installs) uses managed OAuth for full API access to Xero: contacts, invoices, bills, bank accounts, and reconciliation. The 17k downloads with 13 installs (~0.07%) follows the managed OAuth pattern seen across enterprise integrations. xero-cli (319 downloads, 0 installs) provides CLI-based Xero access, covering invoices, contacts, and bank data — lower downloads but potentially simpler auth for users who already have Xero CLI configured. quickbooks (5,780 downloads, 13 installs) uses managed OAuth for QuickBooks Online, managing customers, invoices, payments, expenses, and reports. It matches Xero's install count exactly, suggesting identical conversion dynamics. quickbooks-online (790 downloads, 4 installs) wraps the QuickBooks CLI for invoice and payment management — better install rate than managed OAuth, confirming the CLI-auth-faster pattern seen in other categories.
二、Invoicing & Billing
Invoice tools are the highest-converting finance skills — they produce immediate value with zero platform dependency.
invoice-generator (4,130 downloads, 26 installs) generates professional PDF invoices from JSON data. Its ~0.63% conversion rate leads all finance skills — no Xero account, no OAuth, just provide line items and get a PDF. invoice (547 downloads, 4 installs) creates and sends professional invoices with automatic numbering, professional formatting, and delivery tracking. invoice-tracker-pro (759 downloads, 1 install) handles the complete freelance billing workflow — generate invoice, track payment status, send reminders — a fuller pipeline than invoice-generator alone. saas-billing-system (560 downloads, 1 install) provides a comprehensive subscription billing system with usage-based metering and revenue reporting. drip-openclaw-billing (541 downloads, 1 install) tracks AI agent usage and costs with Drip metered billing — meta-useful for tracking the cost of the OpenClaw agents themselves.
三、Bookkeeping & Accounting
Core bookkeeping and general accounting workflows.
bookkeeping-basics (2,497 downloads, 8 installs) sets up and maintains basic bookkeeping for solopreneur businesses — chart of accounts, transaction categorization, and monthly close. It covers QuickBooks, Xero, and native JSON-based storage. accounting (2,401 downloads, 12 installs) provides support from basic bookkeeping through advanced financial analysis — the most-installed accounting education skill, suggesting users want to understand accounting concepts rather than just automate specific tasks. erpclaw (585 downloads, 6 installs) is an AI-native ERP system covering full accounting, invoicing, inventory, and payroll — the closest thing to a self-contained business finance platform in the skills ecosystem. payroll-gl-reconciliation (152 downloads, 1 install) reconciles payroll processor reports (Gusto, ADP, Paychex, Rippling) against general ledger entries — a specific but valuable audit workflow.
四、Tax & Compliance
Tax calculation and compliance tools.
tax (505 downloads, 1 install) handles tax calculations, filing guidance, and strategy — supporting multiple jurisdictions. ziptax (957 downloads, 0 installs) looks up U.S. sales tax rates by ZIP code using the ZipTax API — specific but valuable for e-commerce sellers who need to calculate sales tax at checkout or in reconciliation.
Workflow Pairing Guide
| My situation | Recommended skill |
|---|---|
| Xero accounting and invoicing | xero or xero-cli |
| QuickBooks accounting | quickbooks |
| Generate PDF invoices immediately | invoice-generator |
| Complete freelance billing workflow | invoice-tracker-pro |
| Solopreneur bookkeeping setup | bookkeeping-basics |
| AI-native ERP (no external accounts) | erpclaw |
| Payroll reconciliation against GL | payroll-gl-reconciliation |
| US sales tax rate lookup by ZIP | ziptax |
A Few Observations
Invoice generation is the killer app for finance agents. invoice-generator's 26 installs from 4,130 downloads (~0.63%) dwarfs Xero and QuickBooks conversion rates. The value proposition is immediate — give me a JSON object, get a PDF — with no prerequisites. It's the finance equivalent of copywriting in marketing: concrete output, zero setup.
Xero downloads dwarf QuickBooks by 3x, but installs are identical. Xero (17,794 downloads, 13 installs) vs. QuickBooks (5,780 downloads, 13 installs) — same install count, very different download counts. The install parity suggests both tools hit the same managed OAuth barrier. The download gap likely reflects Xero's stronger international user base (more popular in UK/Australia/NZ) against QuickBooks' US dominance — and this platform's user distribution skewing toward international developers.
erpclaw's approach is uniquely positioned. Most finance skills are wrappers around external platforms. erpclaw is an AI-native ERP — it stores and manages financial data itself, with no Xero or QuickBooks account required. This works for new businesses that haven't yet committed to a platform, or solopreneurs who don't need the overhead of cloud accounting software. Its 6 installs from 585 downloads (~1%) is the best conversion rate among multi-function finance tools.
Data from ClawHub platform as of April 2026. Find more skills at clawhub-skills.com.