⚠️Install with caution. This skill has very few installs. Always review the source and verify it on clawhub.ai before installing. Community-built skills run with agent permissions — only install ones you trust.

⛓️ Crypto & Web3

Visa Intelligent Commerce - Compatible Cards, wallets & paymentsv1.0.0

Name: Visa Intelligent Commerce - Compatible Cards, wallets & payments
Author: jononovo

vic

jononovo

VISA Intelligent Commerce compatible Payments & Wallet - Give your agent spending power. Financial management for Agents and OpenClaw bots.

Visa Intelligent Commercecardscheckoutcommerceintelligentlatestpaypaymentsvisawallet

Download Package View on ClawHub

Installs (all time)

Installs (current)

Downloads

1.0K

Stars

CreatedMar 12, 2026

UpdatedMay 18, 2026

Install & Quick Start

Install via ClawdBot CLI:

clawdbot install jononovo/vic

https://creditclaw.com

Skill Package10 files

📋SKILL.mdmarkdown

Failed to load file.

Quality Score

B54/100

Grade Fair — based on market validation, documentation quality, package completeness, maintenance status, and authenticity signals.

Market Validation7/35

· 685 downloads (moderate demand)
· No tracked installs (may still have real users via manual install)

Documentation20/25

· SKILL.md present
· Detailed documentation (≥3000 chars)
· Contains usage examples or trigger description
· Detailed summary

Package Completeness8/15

· skillAssets present (9 files)

Security Analysis

🔴 High Risk

UNKNOWN_DATA_SINKhigh

Sends data to undocumented external endpoint (potential exfiltration)

POST → https://creditclaw.com/api/v1/bots/register

UNDOCUMENTED_EXTERNALlow

Calls external URL not in known-safe list

https://creditclaw.com

KNOWN_EXTERNALlow

Uses known external API (expected, informational)

api.openai.com

Audited Apr 17, 2026 · audit v1.0

💡

Usage Guide

Generated May 6, 2026

AI agent developers building autonomous spending agentsOpenClaw bot creators needing financial managementintermediate

💡 Application Scenarios

Agent-Initiated Purchases with Owner Approvale-commerce

An AI shopping assistant finds a product online and initiates a purchase. The system securely collects the owner's card details, requests approval via the configured approval mode, and completes the transaction within strict spending guardrails.

x402 Micropayments for Content Accessdigital media

An AI agent accessing paywalled content or APIs uses its Stripe Wallet to sign x402 payments. The agent seamlessly pays per-request using USDC on Base chain, enabling frictionless micropayments for digital goods.

Automated Subscription Recurring PaymentsSaaS

An AI agent managing cloud services or SaaS subscriptions uses the saved card rail to handle recurring monthly payments. The agent checks balance via heartbeat polling and submits payments with owner pre-approval for known vendors.

Agent-Run Storefront for Digital Productsdigital goods

An AI agent creates and manages a storefront to sell digital products like reports or datasets. It generates checkout links, processes payments via Stripe, and delivers the product upon confirmation.

💼 Business Models

Spending Management SubscriptionSubscription fees per agent per month

Offer tiered plans (e.g., Basic, Pro, Enterprise) based on transaction volume, number of agents, and access to premium features like cross-rail analytics. Revenue comes from monthly subscriptions.

Transaction Fee Per PurchasePercentage of transaction volume

Charge a small percentage fee (e.g., 1-2%) on each transaction processed through the platform. This aligns with usage and scales with the agent's spending.

Freemium with Premium Payment RailsOne-time activation fees + usage-based fees

Offer the basic card rail for free with limited transactions, and charge for premium rails like the Stripe Wallet (x402) or Crossmint Wallet. Revenue from upgrades and usage overages.

💬 Integration Tip

Start with the default 'My Card' rail and approval_mode: ask_for_everything to ensure safety. Use the heartbeat endpoint to monitor spending limits and avoid declined transactions.