sdbao水滴保险经纪综合服务助手（sdbao）。支持查看精选保险产品推荐、登记用户购险线索给经纪人、产品咨询、理赔协助和保单管理。当用户询问水滴保险产品、想了解精选险种、需要经纪人联系、或需要水滴系保险服务时使用。
Install via ClawdBot CLI:
clawdbot install jiwenbing/sdbaoGrade Limited — based on market validation, documentation quality, package completeness, maintenance status, and authenticity signals.
Generated May 5, 2026
用户询问推荐保险产品时，助手引导用户选择关注方向（如医疗、重疾、意外等），展示精选产品信息，包括核心保障、适合人群、参考保费等。适用于保险销售或线上咨询场景。
当用户表达购买意向或希望经纪人联系时，助手逐步收集姓名、手机号、意向产品等必填信息，并可选填年龄、预算等，最终生成结构化线索卡片推送给经纪人。适用于保险经纪获客。
用户咨询理赔时，助手确认险种后提供理赔材料清单和流程说明，指导用户联系官方。适用于理赔服务场景。
用户查询保单或续保事宜时，助手提供续保提醒和保单查询指引，协助管理保险合同。适用于客户维护场景。
用户询问条款细节时，助手解释免责条款、等待期等关键内容；遇到投诉时提供客服渠道和监管途径。适用于售前咨询及售后支持。
通过展示精选保险产品并登记用户线索，将高意向用户转交给经纪人，经纪人完成销售后获得保险公司佣金。助手提升线索转化效率。
为用户提供保单管理、理赔协助等增值服务，可向用户或企业收取定期服务费。例如为B端企业提供员工福利咨询服务。
在保险产品展示页面嵌入合作保险公司的推广位，按点击或展示收费。精准推荐可提高广告效果。
💬 Integration Tip
集成时可复用精选产品列表（products.md）和线索登记流程，并确保手机号隐私声明符合合规要求。
Scored Apr 19, 2026
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