Sar Narrative Drafterv0.1.2

A BSA officer at a community bank detects a series of rapid, structured wire transfers from a personal account to high-risk jurisdictions. Using the Sar Narrative Drafter, they input subject details, transaction patterns, and red flags to generate a draft Part V narrative that maps facts to the 5 W's and includes FinCEN advisory references.

An AML analyst at a money services business identifies multiple cash deposits just below $10,000 by a non-customer at various locations. The skill guides PII-safe intake of transaction data, flags the structuring pattern, and produces a narrative draft with weak-language audit and self-check for FFIEC quality.

A compliance officer at a virtual currency exchange detects unusual trading patterns linking a user account to known darknet market addresses. The skill helps structure the narrative, ensuring anonymity of the subject, and outputs a DRAFT with keyword tags and document-retention block.

An FIU staffer at a broker-dealer analyzes a series of wash trades by a customer with no apparent economic rationale. The skill collects account info, trade details, and red-flag triggers, then drafts a narrative with BSA officer review block and prior-SAR cross-reference list.

A surveillance analyst at a casino observes a patron repeatedly exchanging large sums for chips with no gambling activity. The skill guides the analyst through safe intake of patron info and chip transactions, producing a draft narrative that incorporates FinCEN advisories on casino SARs.

Financial institutions pay a monthly fee per licensed user (BSA officers, AML analysts, FIU staff). Includes updates for regulatory changes and access to the skill's workflow engine.

Banks and large financial firms license the skill for unlimited use across their compliance teams. Includes customization of defaults (e.g., identifier rules, deadline reminders) and integration with existing case management systems.

Smaller institutions or occasional filers pay per SAR narrative draft generated. Ideal for community banks or credit unions with low SAR volume.