⚠️Install with caution. This skill has very few installs. Always review the source and verify it on clawhub.ai before installing. Community-built skills run with agent permissions — only install ones you trust.

📈 Analytics & BI

Retirement Readiness Analysisv0.1.1

Name: Retirement Readiness Analysis
Author: archlab-space

retirement-readiness-analysis

archlab-space

Use this skill when a CFP® professional, financial advisor, or paraplanner needs to produce a SECURE 2.0–aware retirement readiness report for a single clien...

Download Package View on ClawHub

Installs (all time)

Installs (current)

Downloads

733

Stars

CreatedMay 23, 2026

UpdatedMay 28, 2026

Install & Quick Start

Install via ClawdBot CLI:

clawdbot install archlab-space/retirement-readiness-analysis

Skill Package4 files

📋SKILL.mdmarkdown

Failed to load file.

Quality Score

B57/100

Grade Fair — based on market validation, documentation quality, package completeness, maintenance status, and authenticity signals.

Market Validation7/35

· 733 downloads (moderate demand)
· No tracked installs (may still have real users via manual install)

Documentation20/25

· SKILL.md present
· Detailed documentation (≥3000 chars)
· Contains usage examples or trigger description
· Detailed summary

Package Completeness9/15

· skillAssets present (3 files)

Security Analysis

💙 Low Risk

UNDOCUMENTED_EXTERNALlow

Calls external URL not in known-safe list

https://github.com/archlab-space/Open-Skill-Hub/issues

Audited May 23, 2026 · audit v1.0

💡

Usage Guide

Generated Oct 3, 2026

CFP® professionals and financial advisors at RIA, broker-dealer, or hybrid firmsParaplanners and RIA associates supporting lead advisorsEmployee-benefits counselors and retirement-plan specialistsLicensed tax professionals coordinating Roth, RMD, and IRMAA decisions with advisorsadvanced

💡 Application Scenarios

Pre-Retirement Funded Ratio Check for a 58-Year-Old CoupleFinancial Planning / Wealth Management

A CFP® professional runs a funded-ratio snapshot for a married-filing-jointly couple targeting retirement at 62. The skill collects one account at a time, calculates income gap and readiness tier, then flags Roth-conversion windows before RMDs begin.

SECURE 2.0 RMD and Roth Conversion ReviewRegistered Investment Advisory (RIA)

An RIA associate uses the skill to map a client's pre-tax, Roth, and taxable buckets against SECURE 2.0 provisions. The output is a DRAFT report with conversion flags, IRMAA sensitivity notes, and a checklist for the licensed tax professional.

Sequence-of-Returns Stress Test for a Near-RetireeParaplanning / Financial Planning Support

A paraplanner generates a scenario-based withdrawal-stress summary for a client retiring in 18 months. The skill names all Monte Carlo assumptions explicitly and produces a prioritized client-action checklist rather than a predictive success probability.

High-Tax-to-Low-Tax State Move Retirement AnalysisTax-Aware Retirement Planning

An advisor evaluates a client planning to relocate from a high-tax state to a no-income-tax state at retirement. The skill surfaces state-tax residency flags, pension COLA assumptions, and income-gap numbers while deferring final tax conclusions to the client's CPA.

Corporate Benefits Counselor Retirement Readiness DraftEmployee Benefits / Corporate Retirement

An in-house benefits counselor supports employees nearing retirement with a structured DRAFT readiness report. The skill enforces PII masking, asks one intake question at a time, and never pre-fills beneficiary or contribution changes.

💼 Business Models

Fee-Only RIA Advisory SubscriptionRecurring SaaS subscription per advisor seat, tiered by report volume and integrations

Advisors pay a monthly or annual subscription to embed the retirement-readiness drafting skill inside their planning workflow. The tool produces DRAFT reports for advisor review, preserving the firm's fiduciary positioning and human-in-the-loop requirement.

Enterprise License for Broker-Dealers and Plan RecordkeepersAnnual enterprise license with onboarding, compliance review support, and API integration fees

Large broker-dealers, insurance-based advisory firms, and plan recordkeepers license the skill for their advisor networks. Compliance teams value the hard boundaries against advice, trade execution, and unbounded Monte Carlo claims.

Paraplanner and Back-Office Service Add-OnPer-report or per-household usage fees, plus a platform access fee for the paraplanning firm

Outsourced paraplanning firms and RIA back-office providers bundle the skill into their service catalog for smaller advisory practices. The skill handles structured intake and draft generation so human paraplanners focus on assumption review and client-specific nuance.

💬 Integration Tip

Integrate the skill with CRM and planning software (Salesforce Financial Services Cloud, Redtail, Orion, eMoney) to pull household profiles and account data, but enforce a PII-masking rule before any field reaches an external model. Add a compliance gate that requires the 'DRAFT — LICENSED ADVISOR REVIEW REQUIRED' banner and a logged assumption summary before a report can be exported or shared with a client.