Qdro Drafterv0.1.1

A matrimonial attorney needs to draft a QDRO dividing a participant's 401(k) plan benefits under ERISA § 206(d)(3). The assistant guides intake of plan details, award structure, and survivor benefits, producing a draft order with plan-specific language and a pre-approval cover letter.

A divorce involves a federal employee's CSRS/FERS retirement benefits. The assistant routes to a COAP under 5 CFR Part 838, handling gross/net annuity, survivor annuity elections, and OPM-specific provisions, ensuring compliance with federal rules.

A military spouse needs a USFSPA-compliant order dividing retired pay. The assistant manages the 10/10 rule for direct DFAS payment, SBP former-spouse election with one-year deemed-election deadline, and disability/COLA treatment.

A TSP participant's divorce requires a Retirement Benefits Court Order. The assistant uses TSP-specific language for fixed-dollar or fixed-percentage awards as of a valuation date, and generates a draft that passes TSP qualification review.

A state or municipal retirement system (e.g., CalPERS, NYSLRS) requires a Domestic Relations Order. The assistant tailors the draft to state-specific statutes and plan rules, including separate-interest vs. shared-payment and survivor benefits.

Law firms or QDRO specialists pay a per-use fee for each order drafted. Revenue scales with volume, and the tool reduces attorney time per case.

Family law firms subscribe monthly for unlimited drafting and access to plan-specific templates, compliance checks, and audit reports. Tiered pricing based on firm size.

Integrate the drafting engine into existing legal practice management or document automation platforms (e.g., Clio, MyCase) as a white-label module. Revenue via partnership or API usage fees.