Property Rental Yield Calculatorv1.0.0

A landlord evaluates a 2-bed flat in Manchester priced at £180,000 with expected rent of £950/month. The skill calculates gross yield (6.3%), net yield after mortgage interest, letting agent fees, voids, and maintenance, and provides SDLT with the 5% additional property surcharge. The landlord can compare multiple properties quickly to prioritize viewings.

A high-street estate agent needs portal-ready copy for a new instruction. They input property details, and the skill generates a keyword-rich headline, opening paragraph, 10 key features, room-by-room descriptions, local area highlights, and tenure/EPC section. The agent selects 'family-friendly' tone for a 4-bed semi near schools.

A portfolio landlord with five HMOs wants to check yields across properties. The skill calculates net yields including service charge, licensing fees, and higher void assumptions, while also generating investment-focused listing copy for a vacant room. It helps identify underperforming assets and SDLT on a potential new purchase.

A first-time buyer purchasing a £350,000 home asks for stamp duty. The skill applies first-time buyer relief (0% up to £300k, 5% on £50k) and explains the £500k threshold. It also generates an accessible listing description to help them market their current rental or understand property features.

An investor considers a leasehold flat with 85 years remaining, £1,800 service charge, and £250 ground rent. The skill calculates net yield incorporating these costs, highlights the SDLT surcharge, and generates a professional let listing emphasising commute times and amenities. It warns about lease extension risks.

Offer basic yield calculations and one listing generation free per month. Charge a monthly subscription for unlimited listings, portfolio tracking, SDLT history, and PDF export. Targets small landlords and part-time investors.

License the skill as a white-label tool for estate agency CRMs. Agents generate listings and yield reports under their own branding. Integrates via API with property portals and CRM systems.

Provide free calculations and listings, then monetise through affiliate partnerships with mortgage brokers, conveyancers, and landlord insurance providers. Users can request quotes directly from the tool.