Local Budgetv1.0.0

A user exports their monthly bank CSV and runs the pipeline to track spending by category, compare against a set budget, and generate a markdown overview report for their Obsidian vault. The LLM reviews categorization to ensure accuracy.

A freelancer or small business owner uses the skill to parse business credit card exports, categorize expenses for tax purposes, and generate monthly financial summaries to monitor cash flow and budget compliance.

Two individuals combine their separate bank CSV exports, run the pipeline to unify transactions, and generate a joint report showing shared spending categories and budget versus actuals for better financial coordination.

A student with a fixed monthly allowance exports their debit card CSV, uses the skill to visualize spending breakdown, and identifies overspending in categories like dining or entertainment to adjust habits.

A non-profit treasurer parses credit card statements for grant-funded projects, categorizes expenses per grant category, and generates a markdown report to share with the board showing budget adherence and overage alerts.

Offer the basic skill for free (open-source), but charge a small subscription for premium features like multi-bank consolidation, advanced budgeting templates, or cloud backup of reports.

Provide paid consulting to help businesses or individuals set up custom categories, integrate with their accounting software, or train teams on using the skill effectively.

License the underlying parsing and categorization engine to fintech companies or budgeting apps that want to offer local-first, privacy-preserving CSV analysis as a feature.