just-fucking-cancelFind and cancel unwanted subscriptions by analyzing bank transactions. Detects recurring charges, calculates annual waste, and provides cancel URLs. CSV-based analysis with optional Plaid integration for ClawdBot users.
Install via ClawdBot CLI:
clawdbot install Chipagosfinest/just-fucking-cancelAnalyze transactions, categorize subscriptions, generate HTML audit, help cancel.
This skill analyzes your transaction history to find recurring charges (subscriptions), helps you categorize them, and provides direct cancel URLs. No automated cancellation - you control every action.
Transaction Data → Pattern Detection → User Categorization → HTML Audit → Cancel URLsUpload a transaction CSV from your bank. All processing happens locally - no data leaves your machine.
Supported formats:
If you have ClawdBot with Plaid connected, transactions can be pulled automatically.
Important: This requires Plaid credentials and sends data to Plaid's servers:
PLAID_CLIENT_ID - Your Plaid client IDPLAID_SECRET - Your Plaid secret keyPLAID_ACCESS_TOKEN - Access token for the bank connectionPrivacy note: When using Plaid, transaction data is transmitted to Plaid's API. CSV analysis is fully local.
For each subscription, ask user to categorize:
Ask in batches of 5-10 to avoid overwhelming.
Create interactive HTML report with:
For each service to cancel:
No automated browser interaction - this skill provides URLs and guidance only. You control the actual cancellation.
Three sections, auto-hide when empty:
Features:
See common-services.md for:
| Data Source | Where Processed | Data Leaves Device? |
|-------------|-----------------|---------------------|
| CSV Upload | Local only | No |
| Plaid API | Plaid servers | Yes (to Plaid) |
plaid - Bank account connectionynab - Budget trackingcopilot - Financial insightsGenerated Mar 1, 2026
Individuals upload CSV transaction files from banks like Chase or Apple Card to identify recurring subscriptions. They categorize charges to decide what to cancel, keep, or investigate, using the generated HTML audit to visualize potential savings without automated actions.
Small business owners analyze transaction data to audit recurring SaaS and service subscriptions. They use the tool to detect unnecessary expenses, calculate annual waste, and access cancel URLs for services like software or memberships, aiding in cost-cutting efforts.
Financial advisors integrate this skill with Plaid to pull client transaction data automatically. They help clients review and categorize subscriptions, providing HTML reports for discussions on budgeting and savings, with a focus on privacy and manual cancellation control.
Advocates use the tool to analyze bank transactions for dark patterns in subscription services, such as gym contracts. They generate audits to educate users on recurring charges and provide direct cancel URLs and tips for navigating cancellation processes.
Offer a free version for CSV-based local analysis to attract users, with a premium tier for Plaid integration enabling automated transaction pulls and advanced features. Revenue comes from subscription fees for the premium tier and potential partnerships with financial platforms.
License the skill to fintech companies like budgeting apps (e.g., Copilot, Mint) for embedding subscription audit features. Revenue is generated through licensing fees or revenue-sharing agreements based on user engagement and savings identified.
Provide personalized subscription audit services using the tool, targeting individuals or businesses. Revenue comes from one-time audit fees or ongoing consulting packages, leveraging the HTML reports and cancellation guidance for client meetings.
💬 Integration Tip
For CSV uploads, ensure banks like Chase or Amex export formats are supported; for Plaid, securely manage API credentials and inform users about data privacy implications.
Query Copilot Money personal finance data (accounts, transactions, net worth, holdings, asset allocation) and refresh bank connections. Use when the user asks about finances, account balances, recent transactions, net worth, investment allocation, or wants to sync/refresh bank data.
Stripe API integration with managed OAuth. Manage customers, subscriptions, invoices, products, prices, and payments. Use this skill when users want to process payments, manage billing, or handle subscriptions with Stripe. For other third party apps, use the api-gateway skill (https://clawhub.ai/byungkyu/api-gateway). Requires network access and valid Maton API key.
QuickBooks API integration with managed OAuth. Manage customers, invoices, payments, bills, and run financial reports. Use this skill when users want to interact with QuickBooks accounting data. For other third party apps, use the api-gateway skill (https://clawhub.ai/byungkyu/api-gateway).
Advanced financial calculator with future value tables, present value, discount calculations, markup pricing, and compound interest. Use when calculating investment growth, pricing strategies, loan values, discounts, or comparing financial scenarios across different rates and time periods. Includes both CLI and interactive web UI.
Track expenses via natural language, get spending summaries, set budgets
Query and manage personal finances via the official Actual Budget Node.js API. Use for budget queries, transaction imports/exports, account management, categorization, rules, schedules, and bank sync with self-hosted Actual Budget instances.