Investment Policy Statement Drafterv0.1.1

An IAR at a state-registered RIA uses the skill to turn a couple's questionnaire, risk-tolerance assessment, and cash-flow plan into a draft IPS with strategic asset allocation and rebalancing policy. The draft is reviewed with the clients and signed after compliance review.

A trust officer drafts an IPS for a bypass trust, capturing trustee roles, distribution policy, and state prudence standards. The skill flags missing trust-document details under Unresolved Information for follow-up.

An ERISA § 3(38) investment manager uses the skill to document authority, prudent-process policies, and fee disclosures for a 401(k) plan. The resulting draft supports the plan committee's fiduciary file.

A private foundation's investment committee drafts an IPS covering UPMIFA spending policy, return objective, and delegation. The skill records committee minutes as source documents and keeps the draft ready for board approval.

A family-office investment officer drafts a single IPS template for several multi-generational pools, capturing entity type, discretion level, and review cadence per account. The draft is tailored for each trust or individual sleeve.

The adviser charges a percentage of assets under management, disclosed in Form ADV Part 2, and uses the draft IPS to document the reason-why for each recommendation. The signed IPS supports the ongoing fee relationship and annual reviews.

The adviser charges a flat project fee or hourly rate to produce an IPS and related planning work, independent of asset levels. The skill helps scope the engagement and create a repeatable draft deliverable.

An outsourced CIO firm charges a retainer plus potential performance-based components to manage an endowment, foundation, or plan under a board-approved IPS. The skill produces the governing policy and audit trail.