fund-diagnosis面向公募基金的单基金综合诊断能力。适用于用户提出“这只基金怎么样”“适不适合继续持有”“风险和收益特征如何”等泛化问题时，返回结构化的Markdown诊断报告。每次仅分析一只基金，不处理多基金对比与量化建模。触发核心条件：用户问法为概括性诊断，未要求具体指标公式计算或回测建模。
Install via ClawdBot CLI:
clawdbot install financial-ai-analyst/fund-diagnosisGrade Fair — based on market validation, documentation quality, package completeness, maintenance status, and authenticity signals.
Calls external URL not in known-safe list
https://ai.eastmoney.com/mxClaw`）签发，用于接口鉴权。Audited Apr 18, 2026 · audit v1.0
Generated Jul 27, 2026
个人投资者输入基金名称或代码，系统自动生成包含收益、风险、持仓等维度的结构化诊断报告，帮助用户快速判断基金是否值得关注或持有。适用于用户浏览基金页面时产生的即兴查询需求。
持有某只基金的投资者在面临市场波动时，通过自然语言提问获取该基金的综合诊断，辅助判断是继续持有、观望还是调整仓位。例如用户问“这只基金还能拿吗”触发诊断。
投资顾问在服务客户时，可快速调用此技能生成基金诊断报告，作为与客户沟通的参考材料，提升服务效率和专业性。适合一对一咨询场景。
社区运营人员利用此技能批量生成热门基金的诊断报告，以结构化且美观的Markdown形式发布在社区中，吸引用户参与讨论，提升社区活跃度。
金融机构的智能客服系统集成此技能后，能够针对用户关于单只基金的笼统问题提供详尽的诊断报告，替代传统FAQ式回答，提升客户满意度。
面向券商、基金公司或金融科技平台提供API接口，按照每次诊断调用收费。客户可通过接口将基金诊断能力嵌入自己的App或网站中。
为投资顾问机构提供SaaS平台，用户按月或按年订阅，可在平台内无限次使用基金诊断功能，并附带报告管理和历史记录查询等增值功能。
在理财社区或自媒体平台免费公开部分诊断报告，吸引用户浏览，通过广告、会员专属报告或关联产品销售（如基金申购链接）实现变现。
💬 Integration Tip
集成时只需设置EM_API_KEY环境变量，并通过命令行或Python SDK传入用户自然语言问句即可获得Markdown诊断报告，注意单次仅分析一只基金。
Scored May 30, 2026
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