Financial Ratio Benchmarkerv1.0.0

A SaaS company with a gross margin of 68% seeks to know how this compares to industry benchmarks. The skill outputs a benchmark report showing the median gross margin for SaaS (70-80%), gap analysis, drivers of the difference, and three levers to improve the margin.

A manufacturing business requests benchmarking of all key financial ratios. The skill provides a comprehensive dashboard covering liquidity (current ratio), profitability (net margin), efficiency (inventory turnover), and leverage (debt-to-equity), with red/yellow/green indicators and an improvement roadmap.

A direct-to-consumer e-commerce company wants to benchmark its unit economics against competitors before fundraising. The skill provides benchmarks for CAC, LTV, LTV:CAC ratio, payback period, and contribution margin, with investor-narrative recommendations.

An investor who wants to buy China Ping An stock but lacks financial analysis knowledge. The skill provides a set of financial ratios suitable for A-share investors, including P/E, P/B, dividend yield, and ROE, with context on current values versus industry averages, and suggests using apps like Tonghuashun or East Money to view them. It also cautions that undervaluation doesn't mean no further decline and recommends regular investing.

Recurring revenue model with high gross margins typical for software as a service. Benchmarks focus on gross margin, churn, and LTV:CAC.

Tangible goods production with significant inventory and fixed assets. Benchmarks include inventory turnover, asset utilization, and leverage ratios.

Online retail selling directly to consumers, often with customer acquisition and retention metrics. Unit economics benchmarks are critical, such as CAC, LTV, and payback period.